Vision Insurance
Protect your family
MetLife’s Vision Provider Networks
MetLife’s Vision provider networks include thousands of professionally certified optometrists and ophthalmologists2 who offer comprehensive vision exams and ways to purchase glasses or contacts in office. You have the freedom to choose from both in- and out-of-network vision providers.3
Our Products
Davis Vision
David
Superior Vision
Coverage on eye exams, frames and lenses. Members also gain
access to lens enhancements8 and a discount on LASIK.4
VSP Choice
Offers opportunity for lower out-of-pocket costs1 for in-network services and the freedom to use any provider.3
VisionAccess
A discount vision care program focused on savings1 for eye exams, glasses and frames, and laser vision correction.9
Davis Vision can help minimize your out-of-pocket costs for vision care and eyewear
Selection
Superior Vision provides access to a robust network of eye care professionals
Network
VSP Choice can help you and your family see well, stay healthy, and save.1
Save on routine eye exams
MetLife VisionAccess is a discount program available to employees of participating groups.
- Discounts1 on eye exams, eyewear, such as glasses and contact lenses, and laser vision correction services9
- Thousands of participating vision providers, conveniently located
- Coverage for the whole family
- No enrollment or claim forms needed
Ask your Employer about VisionAccess
Solutions for Federal Government Members
Federal Vision Plan (FEDVIP)
Vision coverage for Federal employees, annuitants, retired uniformed service members and their families.
Federal Legal Plan
Convenient access to legal support for wills, family matters, traffic tickets and more for one low monthly fee.
Plan highlights:
- Choice of two plan options
- 100% coverage for in-network exams10
- Discounts up to 60% on routine services and eyewear11
- Value-added features:
- LightCare to help protect against UV exposure or help limit exposure to blue light
- KidsCareSM for additional coverage for children’s eye care and eyewear needs
Plan highlights:
- Yearly cost less than attorney fee for a one-hour consultation13
- Legal protection for you and your family
- No copays, deductibles, or claim forms14
- Coverage for 80+ legal matters
- A nationwide network of over 18,000 experienced attorneys
- Flexible support options – online, by phone, or in person
What type of information are you looking for?
Choose your network provider
Get Annual Eye Exams
Annual eye exams help protect your vision
Need Help?
Ready to care for you and your family’s vision health? With lower out-of-pocket costs and an expansive network of providers, it’s never been easier.
Help Care for Your Eyes
From exams to frames, contacts, and fittings, vision insurance can help keep your eye care costs down and your eyes healthy.
Vision Insurance FAQ's
No. You and your dependents each have the freedom to choose any provider.
Yes. You will need to check with your provider to see what their policy is for filling another provider’s prescription. However, your plan only covers glasses or contact lenses once per frequency, so check with your employer for details.
No. You do not need an ID card to get services through your vision plan.
If you visit an out-of-network provider, you are responsible for paying the provider in full for the services and eyewear received at the time of your appointment, including taxes. Then you must submit a completed MetLife Vision claim form and itemized receipt to the appropriate address:
For Davis Vision OR Superior Vision:
Davis Vision by MetLife OR Superior Vision by MetLife
Attn: Claims Processing
881 Elkridge Landing Rd.
Linthicum Heights, MD 21090
For VSP Choice:
MetLife Vision Claims
PO Box 495918
Cincinnati, OH 45249
For Davis Vision or Superior Vision call 833-EYE-LIFE (833-393-5433). Available Monday through Friday 8AM – 9PM ET and Saturday 9AM – 4PM ET. IVR available 24/7.
For the VSP Choice plan you can call 24/7 at 1-855-MET-EYE1 (1-855-638-3931). Available Monday through Saturday 9AM - 8PM ET. IVR available 24/7.
NEXT STEPS
Contact your employer for more information.
1 Your actual savings from enrolling in a vision benefits plan will depend on various factors, including plan premiums, number of visits to an eye care professional by your family per year, and the cost of services and materials received. Be sure to review the Schedule of Benefits for your plan's specific benefits and other important details.
2 Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendor’s credentialing process and requirements, not MetLife’s. If you should have any questions, contact MetLife Customer Service.
3 If you choose an out-of-network provider, you will have increased out-of-network expenses, pay in full at the time of services, and file a claim with MetLife for reimbursement.
4 Laser vision correction services administered by QualSight, LLC. May not be available in all service areas. All laser vision services are administered by QualSight, LLC. Davis Vision and/or Superior Vision make no representations regarding any services provided by QualSight, LLC.
5 The Davis Vision Collection of frames is available at most participating independent provider locations. The collection and pricing are subject to change without notice. Please check with your provider for details and availability prior to receiving services.
6 All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
7 Hearing services administered by Your Hearing Network. May not be available in all service areas. All hearing services are administered by Your Hearing Network. Davis Vision and/or Superior Vision make no representations regarding any services provided by Your Hearing Network.
8 Lens enhancements are available at participating private practices. Pricing is subject to change without notice. Please check with your provider for details and availability prior to receiving services. Additional discounts may not be available in certain states or at certain retail locations.
8 VM Top 50 U.S. Optical Retailers 2022, Vision Monday, June 2022, https://www.visionmonday.com/vm-reports/top-50-retailers/.
9 Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care is only available at participating locations.
10 Subject to frequency limitations.
11 Based on MetLife analysis, 2022. Your actual savings from enrolling in the MetLife Vision Plan will depend on various factors, including plan premiums, number of visits to an eye care professional by your family per year, and the cost of services and materials received. Be sure to review the Schedule of Benefits for your plan’s specific benefits and other important details. Comparison is based on national averages and most commonly purchased brands. Annual premium used is based on employee-only rate for M130-10/25 standard plan design with employees nationwide.
12 Heiting, OD, Gary. Eye exams: 5 reasons why they are important. All About Vision, January 2022. allaboutvision.com/eye-exam/importance.htm.
13 When using a network attorney for a covered matter.
14 Average monthly rate for the MetLife legal plan. Average hourly rate of $370.00 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2018).
Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through: Davis Vision, Inc. (“Davis Vision”), a New York corporation; Superior Vision Services, Inc. (“Superior Vision”), a Delaware corporation; or Vision Service Plan (VSP), Rancho Cordova, CA. Davis Vision and Superior Vision are part of the MetLife family of companies. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.
MetLife VisionAccess is a discount program and not an insured benefit. The program is available at no charge regardless of enrollment in other MetLife benefits. Participation in the vision discount program is not contingent on the purchase of a MetLife product. It is provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with MetLife or its affiliates.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.
FEDVIP: MetLife vision insurance is provided by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates. Like most group benefits programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. For more information, please view the Federal Vision Plan Brochure, which will govern these plan options and can be viewed by visiting MetLife.com/FEDVIP-Vision.