Group Dental Insurance | MetLife

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Dental

Unexpected dental expenses can lead to employee stress and distractions at work.

Our Products

PPO Plans

Preferred Provider Organization. Deep discounts and maximized flexibility from one of the largest networks.

HMO/Managed Care Plan

Health Maintenance Organization. Dental HMO solutions offer robust coverage with great savings.

MetLife TakeAlong Dental℠³

Add to a group dental plan for little to no cost.

Employees can choose between an extensive network of dentists and oral care specialists so they find a provider best suited for their needs.

Customer-focused Solutions

Employers in California, Florida, New Jersey, New York, and Texas can take advantage of:

Customer-focused Solutions

Offer a lifelong dental solution for a segment of the workforce not eligible under your group plan, such as part-timers and consultants. It also serves as an alternative to COBRA when they retire or leave.

Offer individual policies for employee access to:

Choice of programs to meet individual needs
Portable solution for continuation of coverage
Flexible enrollment options including online to meet personal preference
Direct credit card billing for easy payments

Did you know?

Oral diseases are the most common chronic diseases in the US.⁴ Help your employees stay healthy and productive with MetLife.

Why MetLife Works

Access one of the largest networks and save

With more than 521,000 access points and fees typically 30-45% lower than average, employees receive the care they need locally and affordably.

Modern plan designs to support the right care

Open contracts and modernized plan benefits provide coverage for services employees want and the ability to adjust coverage for services that are more elective.

Exceptional service experience

A simple and easy full-service solution, with fast claims processing and 97% participant satisfaction, as well as a mobile app that allows employees to access benefits whenever they need to.

Backed by MetLife's unmatched track record

The largest commercial dental carrier in the country with over 20 million individuals covered.

* Based on MetLife data for a crown (D2740) in ZIP code 19151. This example is used for informational purposes only. Fees in your area may be different.

** Based on internal analysis by MetLife. Negotiated fees refers to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefit maximums. Negotiated fees are subject to change.

¹Savings from enrolling in a dental benefits plan featuring the MetLife Preferred Dentist Program will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.

² Based on internal MetLife analysis. Negotiated fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any deductibles, copayments, coinsurance, cost sharing and benefit maximums. Negotiated fees are subject to change.

³ MetLife TakeAlong Dental is not COBRA coverage and does not affect any employer obligation to provide COBRA coverage.

⁴ American Dental Association; Dentists: Doctors of Oral Health, American Dental Association, Chicago, IL, http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. Accessed February 1, 2021

Availability of products and services is based on MetLife’s guidelines, group size, underwriting and state requirements. Like most insurance policies and benefit programs, insurance policies and benefit programs offered by Metropolitan Life Insurance Company and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.

Group dental plan/program benefits featuring the MetLife Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166.

Dental managed care plan/program benefits are provided by Metropolitan Life Insurance Company, a New York corporation in NY. Dental HMO plan/program benefits are provided by: SafeGuard Health Plans, Inc. a California corporation, in CA; SafeGuard Health Plans, Inc. a Florida corporation, in FL; SafeGuard Health Plans, Inc., a Texas corporation, in TX; and MetLife Health Plans, Inc., a Delaware corporation, and Metropolitan Life Insurance Company, a New York corporation, in NJ. The Dental HMO/Managed Care companies are part of the MetLife family of companies. “DHMO” is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: “Specialized Health Care Service Plans” in California; “Prepaid Limited Health Service Organizations” as described in Chapter 636 of the Florida statutes in Florida; “Single Service Health Maintenance Organizations” in Texas; and “Dental Plan Organizations” as described in the Dental Plan Organization Act in New Jersey.

Availability of MetLife TakeAlong DentalSM is based on MetLife’s guidelines, group size and state approvals. Contact your MetLife representative for complete details. MetLife TakeAlong Dental is not COBRA coverage and does not affect any employer obligation to provide COBRA coverage. Certain administrative services are provided through Careington Benefit Solutions, Frisco, TX (Careington). Careington is not affiliated with Metropolitan Life Insurance Company or its affiliates. Please contact MetLife for costs and complete details. In certain states, availability of MetLife’s individual dental product is subject to regulatory approval.

ADF# D-ID1780.17

Dental benefits are provided by Metropolitan Life Insurance Company (MetLife) or an affiliate of MetLife. Certain administrative services are provided by Careington BenefitSolutions, Frisco, TX (Careington). Careington is not affiliated with MetLife or its affiliates. In certain states, availability of the individual dental product is subject to regulatory approval.