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All guarantees are subject to the financial strength and claims-paying ability of the issuing MetLife company. Annuity contracts are issued through Metropolitan Tower Life Insurance Company (MTL) or Metropolitan Life Insurance Company (MLIC). Like most annuity contracts, MTL and MLIC annuities contain certain limitations, exclusions and terms for keeping them in force. All guarantees are based on the financial strength and claims-paying ability of the issuing MetLife company. Contact your MetLife representative for more information.

Any discussion of taxes is for general informational purposes only and does not purport to be complete or cover every situation. MTL and MLIC, its agents and representatives may not give legal, tax or accounting advice and this document should not be construed as such. You should confer with your qualified legal, tax and accounting advisors as appropriate.