Legal coverage for
Why enroll in a legal plan?
When you're enrolled in a legal plan, it's like having an attorney on retainer - but at a fraction of the typical cost.
For a set monthly fee, you'll have instant access to an entire network of experienced attorneys who are ready to help.
Powerful protection
Choose the plan that fits you best
HIGH
$ 22
PER MONTH
-
80+ covered matters: everything under the Standard plan plus prenuptials, tax defense and more
-
Unlimited in-network attorney visits
-
No additional fees when in-networ
STANDARD
$ 14
PER MONTH
-
40+ covered matters: estate planning, traffic tickets, elder care and more
-
Unlimited in-network attorney visits
-
No additional fees when in-network
Expand to view covered services
| HIGH | STANDARD | |
| Codicils | ✔ | ✔ |
| Complex Wills | ✔ | ✔ |
| Healthcare Proxies | ✔ | ✔ |
| Living Wills | ✔ | ✔ |
| Powers of Attorney (Healthcare, Financial, Childcare) |
✔ | ✔ |
| Simple Wills | ✔ | ✔ |
| Revocable & Irrevocable Trusts | ✔ |
| HIGH | STANDARD | |
| Affidavits |
✔ | ✔ |
| Conservatorship | ✔ | ✔ |
| Demand Letters | ✔ | ✔ |
| Garnishment Defence | ✔ | ✔ |
| Guardianship | ✔ | ✔ |
| Name Change | ✔ | ✔ |
| Personal Property Protection | ✔ | ✔ |
| Protection from Domestic Violence | ✔ | ✔ |
| Review of ANY Personal Legal Document | ✔ | ✔ |
| School Hearings | ✔ | ✔ |
| Adoption | ✔ | |
| Immigration Assistance | ✔ | |
| Juvenile Court Defense, Including Criminal Matters | ✔ | |
| Parental Responsibility Matters | ✔ | |
| Prenuptial Agreements | ✔ |
| HIGH | STANDARD | |
| Deeds | ✔ | ✔ |
| Eviction Defense | ✔ | ✔ |
| Foreclosure |
✔ | ✔ |
| Mortgages |
✔ | ✔ |
| Security Deposit Assistance |
✔ | ✔ |
| Tenant Negotiations |
✔ | ✔ |
| Boundary & Title Disputes | ✔ | ✔ |
| Property Tax Assessments | ✔ | |
| Refinancing & Home Equity Loan | ✔ | |
| Sale or Purchase of Home | ✔ | |
| Zoning Applications | ✔ |
| HIGH | STANDARD | |
| Debt Collection Defense | ✔ | ✔ |
| Identity Theft Defense | ✔ | ✔ |
| Negotiations with Creditors | ✔ | ✔ |
| Promissory Notes |
✔ | ✔ |
| Tax Collection Defense |
✔ | ✔ |
| Identity Management Services 1 |
✔ | |
| Personal Bankruptcy |
✔ | |
| Tax Audit Representation | ✔ |
| HIGH | STANDARD | |
| Defense of Traffic Tickets 2 | ✔ | ✔ |
| Driving Privileges Restoration | ✔ | ✔ |
| License Suspension Due to DUI | ✔ | ✔ |
| Repossession |
✔ | ✔ |
| HIGH | STANDARD | |
| Includes consultation & document review for issues related to your parents | ||
| Deeds |
✔ | ✔ |
| Leases |
✔ | ✔ |
| Medicaid | ✔ | ✔ |
| Medicare |
✔ | ✔ |
| Notes | ✔ | ✔ |
| Nursing Home Agreements | ✔ | ✔ |
| Powers of Attorney | ✔ | ✔ |
| Prescription Plans | ✔ | ✔ |
| Wills | ✔ | ✔ |
| HIGH | STANDARD | |
| Administrative Hearings |
✔ | ✔ |
| Disputes Over Consumer Goods & Services | ✔ | ✔ |
| Incompetency Defense |
✔ | ✔ |
| Small Claims Assistance |
✔ | ✔ |
| Civil Litigation Defense |
✔ | |
| Pet Liabilities |
✔ |
See how much you can save with our legal needs calculator.
See what our customers are saying
Read moreMy spouse and I decided it was time to do our estate planning. Our attorney in San Francisco made the process easy. He listened to us, what we wanted and made great recommendations on how we can best plan for the future.
Read moreAfter moving out of an apartment with time left on the lease, the apartment management tried to say we broke the lease, even though we continued to pay rent. My attorney successfully represented us in court, establishing a new
Read moreI received a traffic ticket in the mail (was caught on camera). I have never received a ticket in my life and I am 60 years old. I panicked and called my plan attorney’s office and was given his cell phone number. That right there
Simply choose a network attorney and make an appointment. We'll take care of the rest.
FAQs
Being enrolled in a legal plan is like having a lawyer on retainer on your side. When you use a Network Attorney for covered services, all attorney fees are covered by your legal plan.
For $14 or $22 a month, you have access to the expert guidance and tools you can use to handle the broad range of personal legal needs you might face throughout your life. This could be when you're buying or selling a home, starting a family, dealing with identity theft or caring for aging parents. The Federal Legal Plan includes advice and consultations on an unlimited number of personal legal matters.
Your plan will fully cover many of the most frequently needed services for addressing personal legal matters, and you will also be entitled to advice and consultations for an unlimited number of personal legal issues even for matters not fully covered by your plan, as long as they are not excluded services. (See terms of service for a list of excluded matters.) You can also visit the Covered Services section to view examples of covered legal matters.
Yes, you may use the legal plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you retained an attorney before becoming eligible for plan benefits.
“Fully covered” means that all attorney services related to the covered matter are included in the legal plan when you work with a Network Attorney. There are no co-pays, deductibles or claim forms when you use a Network Attorney.
Federal civilians and their eligible family members which includes:
Federal employees and annuitants and their family members who are eligible for FEDVIP.
Uniformed Service members and their eligible family members which includes:
Veterans, Active Duty members, National Guard/Reservists, retirees, and their family members who are eligible for FEDVIP or CHAMPVA.
1 Unlimited hours of coverage for network attorneys and covered matters only.
2 Average monthly rate for the MetLife legal plan. Average hourly rate of $370.00 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2018).
3 This benefit provides the Participant with access to LifeStages Identity Management Service provided by Cyberscout, LLC. Cyberscout is not a corporate affiliate of MetLife Legal Plans.
4 Does not cover DUI.
Legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114. MetLife Federal Benefits are administered by FedPoint. In California and Florida, MetLife Federal Benefits are administered by FedPoint Insurance Services.